Incisive Financial Understanding

Try our natty cash flow quiz - good luck!

Raising finance - with ease!

So you think you understand cash flow.

Why not try our quick 5-question self-test?

You don't need a thick telephone directory of lenders to get the funding you need.

Even in difficult situations, prepare a compelling business case and almost any lender will back you. Fail to, and none will.

Get real value from your management accounts

Invoice finance - a cash flow cure-all?

We want to know how the future will unfold NOW! So why are we happy to wait 3+ weeks for management accounts that only tell us about the past?

So why does it happen? Is there a better way?

If you are short of cash and profit is weak, invoice factoring or invoice discounting might sound perfect. But it ssems to be sold like a heavy-duty steroid:

'Don't worry about your problem;
just use this and it will simply go away.'

Well will it? What's it like in practice?

Cash flow - smarter not harder

Feeling the heat from your Bank?

It's almost automatic to assume that cash flow will improve by working harder to achieve higher sales. But sadly that is often not the case.

So what does working smarter not harder mean when it comes to cash flow?

Suddenly the mood has changed - you are no longer that 'valued customer' but an undesirable risk.

So, what to do if you find yourself pressured by your lender to produce short term cash flow forecasts?